Posted in personal Funding
Disability Grants to Cover Your Financial Needs
Being born or becoming disabled later in life, poses unique challenges for the person with the disability and for their loved ones. Daily tasks that individuals without disabilities often take for granted and seem "so simple" can be very difficult or impossible for those with a disability. The federal government and a number of private foundations are providing grant funds to individuals with disabilities to assist them in making their life as easy as possible.
Funding for those with disabilities is available in four main areas. The categories of housing, education, starting a business, and personal needs are all present grant opportunities. Below you will find information on what institutions provide these funds and how to begin researching these opportunities.
Offered through the Department of Housing and Urban Development (HUD) are grant funded programs that assist an individual with disabilities in obtaining housing vouchers, rental assistance, purchasing a home, and making a home accessible. The funds include financial assistance to purchase equipment to make a dwelling fully accessible. For more information visit the HUD website: U.S. Department of Housing and Urban Development
Offered through various private foundations are grants ranging from $1,000 to $25,000 per year for individuals with mental, physical or sensorial disabilities. To locate these foundations you can search through foundations' 990 tax forms, such as those provided through The Foundation Center. For more information visit The Foundation Center website: Foundation Center
When searching a foundations' 990 tax form, you will need to note what foundations primarily provide disability grants to individuals that match the individual that you wishing to obtain a grant for.
Starting a Business
Offered through the federal government are opportunities for disabled individuals to receive grant assistance in starting a new business venture. To locate these opportunities, review the list of grants located at http://www.grants.gov
Offered through various local, community agencies are funds for individuals with disabilities that need assistance in paying for household expenses. Local social service programs can provide funds for the purchase of groceries, assistance in paying utilities, and access disability grants for vocational rehabilitation.
Once you locate a grant that you believe is best matched with the areas in which you need assistance, you will need to make contact with the institution which provides these funds to obtain a detailed list of the eligibility requirements and their application process.
Overall, disability grants are designed to improve the quality of life of individuals with disabilities and assist them in pursuing their dreams. If you or someone you know is disabled, start researching these funding opportunities and start changing your life or the life of a loved one with a disability.